Directors Personal Accident

AHI understands the important role of Directors within a company.

This Personal Accident policy covers Directors of both Public and Private Companies and is specifically designed to provide:

  • lump sum benefits due to death or permanent disability through accidental injury;
  • weekly benefits for temporary total disablement due to accident, injury or sickness; and
  • medical expenses

whilst they are undertaking their duties as a Director of a company.

This cover is only available where a Director is able to opt out or be excluded from cover under their state's Workers Compensation System.

Policy Features

  • Personal Accident, Lump sum payment for accidental death or permanent disabilities
  • 100% of salary covered up to the sum insured
  • No age limit
  • No excess
  • No exclusion for pre-existing conditions
  • Generous definition of Clerical Worker (80% office bound)

Policy Sections

  • Accidental death
  • Permanent disability due to accident
  • Temporary total disablement due to accident and/or illness
  • Medical Expenses
Coverage Options Option 1 Option 2
Death & Capital Benefits $200,000 $400,000
Weekly Accident & Sickness Benefit   $2,000 $4,000
Medical Expenses $50,000 $100,000

For more information on our Working Directors Personal Accident Policy, download:


Download Directors Personal Accident Product Disclosure Statement (PDS) and Wording
Download Directors Personal Accident Application Form
Download Directors Personal Accident Claim Form